About Opal :: FAQs
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| Corporate Members |
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| Q. Do you advise companies or individuals? |
| A. Both. Specifically, one of our corporate services is to provide pension and benefit advice for employees. |
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| Q. Can you manage all of our benefits and still offer independence? |
| A. Absolutely. We individually break down each element of your benefits package to select the best provider for you and then package everything together to simplify your administration and reduce your costs. |
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| Private Individuals |
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| Q. How much is it going to cost? |
| A. Once your requirements have been clarified, you will be provided with precise
costs. Until you have received these, you are not committed to anything. |
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| Q. What do I need to bring with me to my 1:1 meeting? |
| A. Any existing pension information, plus have a think about how much you can
afford to save for your retirement. |
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| Q. What is the basic state pension for a 65 year old? |
| A. For 2008/09 the allowance is £90.70 for a single person and £145.05 for a married
couple consisting of a woman with no entitlement of her own and a man with full baasic state pension entitlement. |
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| Q. How do I increase my Pension contribution? |
A. Contact our client services team and they will arrange this for you.
t: 0845 013 8724 or
e: clientservices@opalifa.co.uk |
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| Q. How do I change my personal details? |
A. Contact our client services team and they will be happy to amend your details.
t: 0845 013 8724 or
e: clientservices@opalifa.co.uk |
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| Q. How much can I pay into my pension? |
| A. Up to 100% of your salary. Contact Opal for further details. |
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| Q. How do I get higher rate tax relief? |
| A. Either contact your local tax office or complete a self assessment form at the end
of the tax year. |
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| Contact us now to find out more.
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